PPF is a long-term, government-backed savings option popular for tax savings and capital protection. This calculator estimates maturity based on annual contribution, interest rate, and tenure. It assumes regular yearly deposits and standard compounding.

Use this tool to plan for 15 years and beyond. If you extend your PPF account, model the extension scenarios to see how corpus changes. Compare PPF with SIPs or NPS if you want higher return potential and can take market risk.

PPF contributions are flexible within minimum and maximum yearly limits. If you cannot invest the maximum every year, model a lower contribution so your plan is realistic and consistent.

Check withdrawal and loan rules before relying on PPF for short-term goals. It is best used for retirement or long-term education goals due to its long lock-in.